A Commercial Mortgage is a loan from a bank, building society or other specialist funding institute that is arranged for the purpose of purchasing or refinancing property that is primarily used for commercial or business use.

Whether you are looking to invest, purchase, release equity or remortgage commercial premises, a Commercial Mortgage could be the answer.

Here at Independent Business Finance we have access to a whole panel of lenders to ensure we can provide you with the most competitive Commercial Mortgage available on the market.

We can arrange Commercial Mortgages for a wide variety of business properties including;

• General industrial properties, including warehouses and factory units
• Commercial buy to let propeties
• Residential investment property
• House of multiple occupancy (HMO’s)
• Office accomodation
• Pubs, hotels, guest houses, bed and breakfast establishments
• Retail and commercial units
• Restaurants and food outlets
• Farms, land and other agricultural properties
• Care homes
• Leisure industry properties

We can offer our clients a range of Commercial Mortgage options, these include;

• Repayment and interest only
• Fixed and variable rates
• Short and long term repayments
• Up to 100% funding available with additional security
• VAT loans available to avoid you having to fund the VAT on a commercial property purchase

Commercial Mortgages can be utilised for properties that businesses will trade from or as a way of purchasing an investment, such as a buy-to-let. The structure of these deals can be complex, a knowledge of the industry is recommended and Independent Business Finance can help guide you through this.